The honest version.
Insurance, Accreditation and Trading Legally
What insurers actually require, what accreditation means, and the licence you might need without knowing.
Course outcomes
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Preview lesson
Accreditation is one of the most misunderstood words in this industry, partly because it is in nobody's commercial interest to explain it clearly.
Two different things
Neither is legally required. Both can make you insurable. The thing that matters is whether the insurer you are about to buy from names the body that accredited your course.
Insurers do not usually ask for your certificate when you take out a policy. They ask for it when you make a claim. That means you can be paying premiums for a year, believing you are covered, and find out you are not at the worst possible moment. Email the insurer the name of your course and its accrediting body before you pay for either.
Some insurers will not cover the use of metal tools or an electric file without a Level 2 or 3 qualification, even if your short course taught you both. If you nip cuticles or use an e-file, ask specifically about those.
You hold an ABT-accredited online builder gel certificate. Which statement is true?